Keeping Summer Safe: Pool and Spa Safety Tips
Each year hundreds of children die or are injured in pool accidents. By taking seven steps, you can keep your pool safe.
Insurance & Risk Management
Life Insurance
Life insurance provides peace of mind, ensuring that your loved ones are financially protected after you’re gone. We help you select the life insurance policy based on your needs, whether that’s a variable life policy, survivorship life policy, or another option.
Long-Term Care Insurance
Long-term care insurance is also a critical part of a well-rounded financial plan. This type of coverage can protect you from the high costs associated with extended care, helping ensure that you have the resources you need should you require long-term care services in the future.
Incapacity/Disability Income Planning
Life can change unexpectedly, and it’s crucial to be prepared for situations where you might be unable to work due to illness or injury. Our disability income planning services seek to ensure you are covered in case you lose the ability to earn income, including long-term disability after age 65. We guide you in selecting the right policy to protect your income and maintain your lifestyle, no matter what life throws your way.
Review of Existing Insurance Coverage
Whether you have an existing life, health, or property insurance policy, we offer comprehensive review services to ensure that your coverage is still aligned with your current needs and goals. We assess your policies for gaps in coverage, suggest improvements, and evaluate that you're not overpaying for inadequate protection.
Asset and Liability Protection
Protecting your wealth is just as important as growing it. We work with you to develop an asset protection strategy that includes property & casualty insurance and liability coverage. This includes protecting your home, car, and personal property from unforeseen events like accidents, theft, or natural disasters. We help you understand what property and casualty insurance covers and ensure that your policies align with your financial objectives.
Why Work with Sage Path Financial Advisors?
At Sage Path, our goal is to protect you and your family from life's uncertainties. Whether you're looking for life insurance, disability coverage, or a comprehensive asset protection strategy, we’re here to guide you through the process with professional advice and personalized recommendations.
- We Act in Your Best Interest: As fiduciaries, we always put your needs first when it comes to advisory relationships. We offer independent, transparent advice to aiming for you get the best possible coverage for your situation.
- We Provide Comprehensive Coverage: Our approach to insurance is holistic, making sure that all areas of risk are addressed, from life and health insurance to asset protection and liability coverage.
- We Leverage Modern Tools: We use advanced tools and strategies to ensure that your insurance coverage fits your goals, offering the most efficient solutions for your unique circumstances.
Teen Drinking and Your Liability
Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.
Making Sense Of A Home Warranty
Understanding the value of a home warranty.
The Cost of Medical Care
Learn about the risks of not having health insurance in this informative article.
What to Look for in an Extended-Care Policy
Here’s a list of 8 questions to ask that may help you better understand the costs and benefits of extended-care insurance.
Inventorying Your Possessions
Creating an inventory of your possessions can save you time, money and aggravation in the event you someday suffer losses.
Four Steps to Valuing an Estate
Determining the value of your estate, or for someone who has passed away, can be a complex undertaking.
Making Sense of HSAs and FSAs
How HSAs and FSAs might help your household.
When Life Insurance Becomes Taxable
Life insurance proceeds are generally tax-free. But not in all cases.