Broker Check

What We Provide For You

Your Investment Plan

  • Assess your risk tolerance
  • Rebalance or reposition assets as needed
  • Mutual funds, variable annuities, ETFs, alternative investments, bonds, common stock, brokerage accounts

Retirement Assets and Company Benefits

  • Retirement plan investments
  • Stock option grants or restricted stock
  • Traditional IRA, Roth IRA, SEP IRA, Simple IRA, 401k plans, 403b plans, money purchasing plans, profit sharing plans 

Financial Planning

  • Second career planning
  • Social Security planning
  • Cash flow/reserve analysis
  • Tax planning
  • Intergenerational planning
  • Wealth management

Personal Risk and Family Security

  • Adequate insurance protection
  • Management plan for incapacity/disability income
  • Life insurance
  • Individual/Group health insurance
  • Long term care insurance

Goal Based Planning

  • Retirement planning
  • College planning
  • Dream vacation planning
  • Bucket list planning
  • Charitable giving
  • Life and goal planning 

Wealth Preservation Strategies

  • Types of ownership
  • Beneficiary reviews and designations
  • Trust and estate planning strategies 

Access to Banking and Lending Services through Pershing and BNY affiliates

  • Securities-based lines of credit
  • Aircraft, art, commercial real estate, life insurance premium, and jumbo mortgage financing

Business Succession Planning

  • Understand personal and business objectives
  • Implement appropriate risk mitigation tactic

Money Decisions You May Need to Make Within the Next 12 Months

New Money Decisions

  • Tax refund
  • Inheritance
  • Offer of a generous severance package
  • Legal settlement
  • Lottery winning or other monetary prize

Existing Money Decisions

  • CD maturing
  • Excess money in savings, checking or money market accounts
  • Bonds maturing
  • Selling stocks/mutual funds or other investments
  • Sale of a limited partnership, non-traded REIT or other similar asset
  • Leaving your current employer or retiring triggering a possible 401k custodian to custodian rollover
  • Pay back of a loan you made
  • Sale of real estate
  • Sale of a business 

Potential Discussion Points

  • A new job
  • Planning to retire
  • Paying for a wedding
  • New child or grandchild
  • A divorce for you or someone in your immediate family
  • Relocating, buying a house or a vacation property
  • Starting a new business
  • Becoming a caregiver
  • A family member you are concerned about their level of responsibility (gambling, spending money, substance abuse, other)
  • Apprehension over a loved one’s mental deterioration 

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | 904-366-9388