Broker Check
DAD CENTS PODCAST TRANSCRIPT:  Ways to Become a Pickleball Master

DAD CENTS PODCAST TRANSCRIPT: Ways to Become a Pickleball Master

September 15, 2021

Note: The following is a transcript. It hasn't been edited for spelling and/or accuracy. Please reach out to us via email if you'd like a more accurate copy. Thanks for reading! 


Jason Fuchs and Roseann DeTomasso

[00:00:00] Jason Fuchs: Greetings everyone. If you're new here, I'm Jason Fuchs, married to Amber's father to a two and a half year old girl Juul. I'm also the managing director of Sage path, financial advisors. And at Sage path, we're here to help you grow your financial future.

[00:00:38] The right way. Dad's sense is a show for family, men, and women with businesses. We're all about family fun and finance on this show. You're going to hear unscripted conversations with folks who are committed to succeeding in business and staying financially healthy. Ladies and gentlemen, welcome to the show.

[00:00:57] Thank you so much for being [00:01:00] here. Joining me is special. The pickle ball wizard, Roseanne de Tomaso. Welcome to the show. Roseanne. Jason, glad to be here now, ladies and gentlemen, we'll introduce Rosanne shortly, but Roseanne, I got a question for you. Did you know that pickleball is the fastest growing sport in the county?

[00:01:19] Yes, I did. Now last month we had a great event. Sage path hosted an event in each town here in Florida. And it was fantastic. We had about 20 or 30 residents come out. Roseanne was kind enough to lead us in that pickle ball 1 0 1 course, and the attendees got to hold paddles. I got the whole pickle balls.

[00:01:40] We even made a makeshift court out in the parking lot. So the attendees. To hit and actually practice, but I think everyone had a ton of fun and learn so much. Thank you for leading that event. It was great

[00:01:51] Roseann DeTomasso: time. It was fun.

[00:01:53] Jason Fuchs: And that is my goal today. Ladies and gentlemen, Roseanne is going to teach us the basics.

[00:01:58] He's going to teach us the rules [00:02:00] of pickleball she'll review safety precautions. What not to do. If you have questions after this episode, feel free to reach out to either of us.

[00:02:09] We'd be happy to help Roseanne. I've got another question for you. All right. How does a business owner choose a retirement plan that fits his or her business?

[00:02:21] Roseann DeTomasso: I want to hear about this.

[00:02:23] Jason Fuchs: I received a question from one of our dozens of listeners asking what type of retirement plan he should offer his impact.

[00:02:30] And himself, we're going to get to the bottom of that later on in the show. Ladies and gentlemen, keep the emails coming. If you've got questions, concerns, comments, whatever I love to hear about them. Email me at J Fuchs at Sage path.

[00:02:45] You can also call me at nine oh four three six six nine three eight. All of that info can be found in the description of the podcast. If you've got individual questions, send those questions to my email or call me [00:03:00] if you're interested in a pickle ball, clinic, retail, to me, let's see what we can do.

[00:03:06] I'd like to take a moment now, introduce our guest. Roseanne has such an impressive resume. She started working for the Charlotte Mecklenburg police department in 1985. Back in Charlotte, North Carolina. I've actually spent a few years out that way. Beautiful city. I love it out there in 2000, Roseanne was promoted to the rank of.

[00:03:27] In 2012, she was promoted to the rank of Lieutenant and she retired in 2014. Wow. Such an impressive career. During your time with the police department, she was also involved in so much more beyond her daily duties as a police officer. Roseanne was a dare officer for seven. A SWAT team crisis negotiator for 20 years, ed defensive tactics and physical fitness instructor, and a finalist for the police community relations award for the city of Charlotte.

[00:03:58] Roseanne is a martial [00:04:00] artist and started her church. In ATA TaeKwonDo in 1987. I am so glad that I walked through that parking lot by myself. Roseanne, maybe I should have had you next to me. Roseanne is a sixth degree black belt and the owner operator of her own martial arts. So cool. In 1992, Roseanne became world champion in the women's second degree, black belt division.

[00:04:25] Congratulations, Sony Roseanne was appointed to several leadership positions for the American TaeKwonDo association. She's received the instructor, merit metal from Grandmaster, H U Lee and the national appreciation award by the American TaeKwonDo associates. So impressive. And ladies and gentlemen, Roseanne retired in 2014.

[00:04:48] She moved to NACA T and that is when she began playing pickleball and absolutely fell in love with the sport. Roseanne coordinates. She conducts pickleball training in local area. She's been doing that. [00:05:00] A few years now, Roseanne teaches pickup to people from surrounding communities and she competes in tournaments throughout the year.

[00:05:07] Mix doubles as well as women's doubles. Roseanne is a professional pickle ball registry certified coach. Say that 10 times fast and she's here to teach us a few things. Roseanne, welcome to the show. Thank you so much for being here. Thank you. I'm glad to be here. Wonderful. Well, 29 years with the Mecklenburg police department.

[00:05:27] That's

[00:05:27] Roseann DeTomasso: impressive. I had a great time, accomplished a lot, very happy and pleased with what I did in that the police department.

[00:05:34] Jason Fuchs: Fantastic. How'd you make it?

[00:05:37] Roseann DeTomasso: I knew I wanted to retire by the beach and I wanted to be where it was warm. A friend of mine found nakatay I came to visit, fell in love with it.

[00:05:45] Yeah. It was

[00:05:46] Jason Fuchs: a beautiful area. It is gorgeous. My wife's plant parents, Steve, and hope if you're listening. Hello, they live out that way. Oh, I, Steve, I hope that area is growing

[00:05:55] Roseann DeTomasso: tremendously. It is great, great community. Wonderful people. Fun to be in. [00:06:00] Great for pickleball. Huh? Oh, pickleball is growing. We need more courts.

[00:06:04] If not continuously.

[00:06:06] Jason Fuchs: And you're a sixth degree black belt.

[00:06:10] Roseann DeTomasso: Well, I started training in martial arts when I joined the police department because I felt like I wanted to be able to hold my own and have some more skills that would help me be a better police officer and fell in love with martial arts. And before I knew it, I was helping teach and instruct.

[00:06:24] And before I knew it, I had my own school and just teach it. You know, I had a lot of kids that I was teaching and we taught a lot. The life skills. So it wasn't about just teaching how to kick and how to punch it was teaching how to be a better person, how to believe in yourself, how to accomplish anything in life.

[00:06:42] And so they could take those skills for martial arts and use in real life. And I still, till today, I keep in touch with several students who are now grown and have their own children and their children are now. Martial arts and that's just making a difference for everybody's life. Now, are [00:07:00] you still doing that or are you not?

[00:07:02] I still keep in touch with several martial artists, but I'm not currently training in martial arts. Kickboxing bag in my garage. I love to hit it.

[00:07:11] Jason Fuchs: Oh, that's fun. That's fun. I do a lot of work with the church speeches vineyard, and I'm involved with the middle schoolers. Every Wednesday we go to the church, allow them to come in.

[00:07:20] We play games. We talk about what's going on in their lives. And like you are just trying to allow them to focus on their story. And develop themselves in a more positive light and, you know, just try to help them with the day-to-day issues that they

[00:07:32] Roseann DeTomasso: have in there. Yeah. So important for the kids to believe in themselves, be supported to grow up, to be better

[00:07:38] Jason Fuchs: people.

[00:07:39] I can't imagine being a kid nowadays. I mean, social media just is intense, right?

[00:07:44] Roseann DeTomasso: It is, and, and kids, they loved it. And martial arts, you know, were structured. Like my students knew when they came in, they did this, they did that. And I challenged them because I knew I wanted them to be able to succeed

[00:07:56] Jason Fuchs: in life.

[00:07:57] I love that. Well, thank you for the work you're doing. [00:08:00] Thank you. What is new and exciting?

[00:08:02] Roseann DeTomasso: Yeah, just moved into a new house and knock a table, one area to the next we're in the middle of having a pool built. So we're excited. We want it to be done and we can't wait for that to be done so we could start using it and just getting settled in a new house.

[00:08:17] Jason Fuchs: When does the pool

[00:08:18] Roseann DeTomasso: construction? If I were in the middle of pool construction, which should be done within two to three months, Yeah, long time takes while

[00:08:26] Jason Fuchs: what we call chilly here in Jacksonville, by the time that pool's done,

[00:08:31] Roseann DeTomasso: it'll be well worth it. We're

[00:08:33] Jason Fuchs: excited. Very neat.

[00:08:35] Roseann DeTomasso: We're now planning for a cross country trip that I plan on being gone for several months. Wow.

[00:08:41] We want to go all the way across to the Pacific coast highway and then come all the way. So we've had it planned for awhile and then COVID happened. So everything was put on hold.

[00:08:50] Yeah. Yeah.

[00:08:50] Jason Fuchs: Changed everything a little bit. Yeah. Okay. When you leave for that trip, hopefully in may,

[00:08:55] Roseann DeTomasso: sometime in

[00:08:55] Jason Fuchs: may. Okay. Do you know what you're doing along the way? Are you going to kind of figure it out [00:09:00] very

[00:09:00] Roseann DeTomasso: well organized? I have my 20 page itinerary. I could tell you wherever it be every night and what we'll

[00:09:07] Jason Fuchs: do my family and I a few weeks ago, took a trip from Jacksonville up to Marriott.

[00:09:12] And we took our time getting up there. We had a full week, so we kind of did one of those zigzags along the way. And I'm like you, I mean, I had the whole itinerary mapped out, not to the hour so much, but I knew every day where we wanted to end up and we got to see some family and friends we haven't seen in a really long time.

[00:09:29] I did some skydiving along the way too. Yeah. It was just a ton of fun. And then when we were in Maryland, about an hour from my parents' house, there's a train station. We took our car, they parked it on the train. We got a family, sleeping quarters, slept and woke up and we were in Florida the next day.

[00:09:47] Wow. It was amazing. Yeah. So normally it takes about 10 hours to get from Florida to Maryland, where my parents are. If you map out the total driving, it was about 24 hours of driving. That lasts, you know, 20 to [00:10:00] 23rd hour. Kind of over it. I'm glad that we were able to take the train home. Yeah.

[00:10:05] Roseann DeTomasso: I've known people who've done that and they've enjoyed it.

[00:10:09] Jason Fuchs: Three highlights or maybe top two. What are you looking forward to most during your time?

[00:10:13] Roseann DeTomasso: I want to the sand dunes, that's kind of one place. I want to go to a Pacific coast highway and just kind of the, the traveling and just what's along the route. And what do you see that you didn't plan on seeing.

[00:10:28] Just to hit the road. Like it's just kind of that adventure. Just go and have

[00:10:33] Jason Fuchs: fun getting out of here. I love that

[00:10:37] Roseann DeTomasso: we just got back from a pickleball tournament last night in Orlando, bunch of NACA T people, people did well. A couple of people took home medals.

[00:10:45] It was a long weekend, long night. It was some of them didn't get done till 11 or 12. Last night we had rain. So it was, but it was fun. It's like a family, everybody was supporting each other and encouraging each other and it was a good time.

[00:10:59] Jason Fuchs: [00:11:00] I wonder how many people typically show up for something like that.

[00:11:03] Roseann DeTomasso: There could be five, 600 competitors. Oh my gosh. For three

[00:11:07] Jason Fuchs: days. Yeah. Wow. And that was that here in Orlando

[00:11:11] Roseann DeTomasso: in Orlando. And the pros were there. So they had pro competition in that was actually

[00:11:16] Jason Fuchs: televised. Oh, so you got to see the pros play.

[00:11:19] Roseann DeTomasso: Oh, that's neat. That was, that was some great

[00:11:21] Jason Fuchs: competition. Yeah.

[00:11:22] Something to strive for. Right. I want to be, I have seen them play and

[00:11:27] Roseann DeTomasso: they're incredible. Yes, they are fast, fast hands, fast pace. It's amazing. Well, very

[00:11:32] Jason Fuchs: neat. Very neat. Did you end up taking home any metals

[00:11:36] Roseann DeTomasso: we played? We played, well, we thought we accomplished some things we had set out to, unfortunately, That'd be all things to work on and move forward.

[00:11:45] And next time we're going to try it. Bring home a medal.

[00:11:47] Jason Fuchs: And you had a ton of fun, had a ton of fun. That's what it's

[00:11:49] Roseann DeTomasso: all about. Right? Great. People had a ton of fun.

[00:11:52] I love it. I love it. Well, you are here to teach us about the exciting world of pickleball, right? Pickleball. All right, ladies and gentlemen, let's get into it [00:12:00] now.

[00:12:00] Jason Fuchs: Welcome back ladies and gentlemen, Roseanne is here to teach us a little bit more about pickleball.

[00:12:09] Roseann DeTomasso: All right. So pick a ball. What is pick a ball? Pick a ball is played on a court, a smaller size court than tennis. And it's played with you the play singles or you play doubles.

[00:12:21] And you use a paddle and you use a plastic ball, like almost a wiffle ball. So you hit the ball back and forth. It starts out with an underhand serve and then the other team returns it. You can only have a maximum of one bounce on each side. So it was developed back in 1965, had three dads. They were having, I guess, a get together and the kids were bored.

[00:12:45] I didn't realize it was that old. They put this game together. They had badminton, they lowered the net for, you know, what they were hitting back and forth. Pickleball began and it started growing from there. And it has grown tremendous in the past few years, [00:13:00] fastest growing sport for everybody of all ages, all skill levels, all athletic ability because the court is so much smaller than a tennis court.

[00:13:11] Kind of started out in a lot of senior communities. People didn't want, or couldn't physically run a whole bunch. And it just grew from there, just like in nakatay they started out with no courts, then four courts, then eight. Now we have 12 courts. We could really use more courts. There's nights. All the courts are full and people are waiting.

[00:13:33] That's incredible. So when you first start pickleball, you got to keep safety in mind, you know, proper, proper attire. Proper shoes, either court shoes, tennis sneakers. Cause you want the stability on your feet. we always remind people not to backpedal, cause you'll want to back up trying to hit a ball.

[00:13:52] That's where people stumble, they fall and that's where the injuries occur.

[00:13:56] Jason Fuchs: Yeah. Yeah. You're not running like a tennis champion, but there is room for [00:14:00] injury, right?

[00:14:00] Roseann DeTomasso: So you always want to start out, warming up, stretching, you know, make sure you're physically in a good health to start playing. Yeah, you don't want to go out there and then you're you're dehydrated or you can't, you know, you're trying to play when you really should be sitting and resting.

[00:14:19] Beginners and people who are new to the sport, we have that conversation with them so they can go out and safely play and have a great time. Yeah. Yeah. Yeah.

[00:14:28] Jason Fuchs: Cause you can't have fun if you're going to injure yourself or if you're already injured, correct?

[00:14:33] Roseann DeTomasso: Yeah. So the games are played two 11, most places play w you know, you play a game to 11, you win by two.

[00:14:41] Sometimes, depending on if you're at a tournament and how the tournaments run, you'll play a game to 15 wind by two. But generally if you're playing locally, you're playing games to 11 and there's, we have kids that come on, the courts, kids that are playing with their parents and then their grandparents.[00:15:00]

[00:15:00] So it's kind of a sport. The entire family can play playing together. Yes. So we love when the kids come out and you see them out there with moms or dads learning how to fly. And it's, it's just a great thing. And people traveled. A mother daughter team that won in the pros yesterday. I believe the daughter's like 14 and they won yesterday and just amazing how they traveled together and work together.

[00:15:27] So what a neat opportunity and something to do to share with your family and your kid. And that's great. And there's pickleball tournaments all over the country. Oh my gosh. Friends of mine, they go to, yeah. Came back from Utah. I've done a tournament out in Tennessee. Yeah. So there's there's you could go anywhere and do tournaments and it's so much fun.

[00:15:50] You meet so many nice people. Pickleball has a big social aspect. So you meet people. [00:16:00] Not people that live near you, but other places and you keep in touch and so supportive. It's like a pickleball family. If one of us has something going on. Outside of pickleball just in their regular life. The rest of the group is right there.

[00:16:16] You're supporting them, you're picking them up. What do you need us to do? And the end truly is a big family.

[00:16:22] Jason Fuchs: Yeah. Yeah. Even though you're competing against one another, there's still a lot of love, a lot of friendship camaraderie, is it? Yeah.

[00:16:28] Roseann DeTomasso: Yes. If somebody puts out that they need assistance where we're right there, we're there to help them.

[00:16:34] That's

[00:16:34] Jason Fuchs: great.

[00:16:35] Roseann DeTomasso: So pickleball, the growth of pickleball has grown so much that now you're starting to see. In YMCAs, even the schools, some schools have pickle balls curriculum. There's been some correctional facilities that are playing pickleball to, to help the people that are incarcerated. It's just amazing that they're trying to use that because it's such [00:17:00] a great sport that anybody can learn how to play by

[00:17:03] Jason Fuchs: product of the sport with that team, you know, having teammates and camaraderie, friendships, that sort of thing.

[00:17:10] Roseann DeTomasso: Working together. It's even sometimes you'll say pickle ball on some commercial or in a magazine. So the sport is growing. We've had been at tournaments and there's been some professional. Athletes of other sports that are actually competing pickleball. So it's really cool. Every time I go, you know who that is, and it's, it's kinda neat to see that this person was, you know, a star in their sport.

[00:17:35] And now they're participating in pickleball, which we all love.

[00:17:39] Jason Fuchs: That's very neat. I love that.

[00:17:41] Roseann DeTomasso: and if you ever choose to play pickleball, which you should try it, you will be hooked it's day one. One of my friends is like, oh, let's go play pickleball. I'm like, well, what's pickleball. They're like, oh, come on. So soon as I put a paddle in my hand and hit that first ball, I was hooked. I was like, this is it.

[00:17:57] Like I found my home. I was so happy. [00:18:00] Yeah. If you don't know where to find me, I always tell my friends, look on the pickleball court because that's where I am. Six in the morning.

[00:18:07] Jason Fuchs: Roseanne is not answering her phone. Go out to the pickleball

[00:18:10] Roseann DeTomasso: court. I go out there and practice her like six in the morning.

[00:18:13] Cause nobody's there. It's great. And you watch the sunrise as you're

[00:18:18] Jason Fuchs: practicing. I want to see that, especially here in Jackson, it's gorgeous.

[00:18:22] Roseann DeTomasso: Gorgeous way to start your day it's you can play inside. Some indoor courts, mostly it's outdoor courts, but there are a few places that are starting to have indoor courts and huge facilities there's down and pick toner.

[00:18:37] There's a big facility. They have pickleball almost 24 hours a day. They have leagues, they have clinics, they have stuff going on all the time. It's a lot of pickleball. It is. It is.

[00:18:48] Jason Fuchs: I'm curious, Roseanne, what would make pickleball not enjoyable for somebody?

[00:18:55] Roseann DeTomasso: If people are not prepared to go out there, if you don't have the right equipment, if you're [00:19:00] not physically conditioned, if you don't get the right training, it wouldn't be fun.

[00:19:08] If you want to get better. You know, there's ways to do that, right? You're going to practice more. You're going to play more. You're going to reach out to people who are better than you and say, Hey, how do I get better? And people will help you. People are so willing to help each other get better. You know, there's clinics, there's people who will help train you.

[00:19:27] So if you reach out for that, it will definitely. Help you have a better experience. You know, people, some people enjoy pickleball for the social aspect. They want to get on the courts, they hit around with their buddies and then they go out for dinner afterwards. And that's great. And then there's some, some of us like the people I play with it's we're competitors and yes, and we want to play, you know, even if we're like, okay, you know, whoever loses, you know, has to.

[00:19:53] Dinner or something, you know, everybody wants to be so much better. Like, you've just, you want to have that one [00:20:00] shot that got that person. So we train hard, we play hard, but we have fun. And then afterwards we're all friends and we go out and do things together.

[00:20:10] Jason Fuchs: I love about the sport that it's not just about the sport.

[00:20:14] It's about the friendship. It's about just getting out there with other people, having fun, getting social and enjoying

[00:20:20] Roseann DeTomasso: yourself. There's plenty of like YouTube videos and matches to watch and people watch it and they'll be like, do you see that shot? That was a crazy shot. That guy was great. So it's, it is a nice friendship that you develop through pickleball.

[00:20:37] Jason Fuchs: I'm sure our listeners have a ton of questions, but let's say somebody listening to this episode, babe. I dunno played once or twice. Maybe they haven't played at all. where should they start?

[00:20:48] Roseann DeTomasso: Look for courts that are close to your home, right? Or ask around. They probably have a friend who plays pickle ball and say, how do I get started?

[00:20:56] Or are there any beginner classes, if you're near a [00:21:00] community center or YMC. Just ask and someone will direct you or go online and look up, you know, pickleball lessons and there'll be, someone will help you. There's pickleball websites, pickleball tournaments, professional pickleball registry has a list of instructors in your area.

[00:21:19] So they can, find someone and ask those questions and, yeah. Let me know. I'll be glad to help them out, direct them to the right person.

[00:21:28] Jason Fuchs: Wonderful. Okay. If someone's interested and they wanted to reach out to you, what's the best way to contact you?

[00:21:34] Roseann DeTomasso: My email. Is R D E T O M M a S and just shoot me an email and we'll touch base and figure it out.

[00:21:47] Fantastic.

[00:21:48] Jason Fuchs: Well, thank you so much. So it's such a great explanation of pickleball,

[00:21:51] Roseann DeTomasso: great family. I appreciate it. It was a lot

[00:21:53] Jason Fuchs: of fun. So we've got a little bit of Q and a coming up the sound okay to you. Yes. All right, let's get into it.[00:22:00]

[00:22:10] And we're back, ladies and gentlemen. Thanks again for joining us. I received a question from someone in compliance. Won't allow me to use his real name. So we're going to call him Sam today. Sam says great show, Jason. I love the episode where you talk about the adoption of your daughter, Juul.

[00:22:25] Congratulations. Very kind of you Sam. Thank you so much. I appreciate. Sam asks I've been in business for a long time, but I've never offered retirement benefits to my employees or myself for that matter. What retirement plan should I choose? How do I know if it's the right one? Great question Sam. I am happy to help.

[00:22:48] Okay. Choosing a retirement plan that fits your business. You ready? Roseanne. All right, here we go. Ladies and gentlemen, if you have yet to develop a retirement plan for your business, or if you're [00:23:00] not sure about the plan or excuse me, you're not sure whether the plan you've chosen is the right one.

[00:23:07] Here are some things to consider how much can my business afford to continue? The cost of contributions may be managed by the plan type, a simplified employee pension plan. Otherwise known as they CEP is funded by employee. Your contributions only CEP contributions are made to separate IRAs for all eligible employees.

[00:23:31] Now the savings incentive match plan for employees of small employers. Simple IRAs. They blend employee and employer contributions. For example, some employers match employee contributions up to a hundred percent of the. 3% of compensation, others may contribute 2% of each eligible employees compensation.

[00:23:56] It's up to the employer to decide the [00:24:00] formula based on what works best for the business. You catch all that Roseanne. You're a simple and SEP IRA master. Now, right now, 401k is primarily funded by the employee. The employer can choose to make additional contributions, including matching contributions, what plan accommodates high employee turnover.

[00:24:21] Roseanne, such a great question. And I'm so glad you asked the cost of covering short-term. Employees may be managed by eligibility requirements and vesting with the SEP IRA. Only employees who are at least 21 years old. Earn at least $650 in compensation. And have been employed in the three of the last five years must be covered.

[00:24:47] The simple IRA must cover employees who have earned at least $5,000 and any two prior years and are reasonably expected to earn $5,000 in the current. [00:25:00] The 401k and defined benefit plan must cover all employees who are at least 21 years of age. Now under the secure actors in these retirement plans are open for employees who have either worked 1000 hours in the space of one full year.

[00:25:18] Or those who have worked 500 hours per year for three consecutive years, you catch all that. Vesting is immediate on all contributions to the SEP IRA, the simple IRA and 401k employee deferrals, while a vesting schedule may apply to 401k employee, your contributions and defined benefits. They, these and Jones.

[00:25:46] You want to ask yourself, do I want to maximize contributions for myself and my spouse, the SEP IRA and the 401k offer higher contribution maximums than the simple IRA [00:26:00] for those business owners who are starting late, a defined benefit plan may offer even higher levels of allowable contributions. Now, Roseanne, what is, if your priority is to keep administration?

[00:26:14] Easy and inexpensive the SEP IRA and simple IRA. They are straightforward to establish and maintain. The 401k can be a little bit more complicated, but that complicated testing can be eliminated by using what's called a safe Harbor 401k. Now, generally the defined benefit plan is the most complicated.

[00:26:36] It's the most expensive to establish and maintain out of all plan choices. Whew. It's a lot, a little overwhelming. So ladies and gentlemen, Sam Roseanne selecting the appropriate retirement plan for your business. It can get very confusing. It can get very complicated. It involves complex set of rules and regulations.

[00:26:59] Before moving [00:27:00] forward, consider working with a professional who is familiar with the process like me. For example, please reach out to me. I'd be happy to help. Let's go ahead and conclude today's episode, Roseanne shadowy. All right, ladies and gents. Lean on me for support, we can discuss various retirement plan options available to you, to your employees at no cost to you.

[00:27:25] How do you do that? Well, the easiest way to get on my schedule is head to our website at www dot Sage path, Click the calendar link at the top of the page and schedule time with me. You will find that I am freely giving of my time. You can also call me, email me. All of that information is in the description of the podcast or on the way.

[00:27:47] And Hey, I'm getting into pickleball. I'm ready. So ladies and gentlemen, if you want someone to play with, if you've got questions about this, Please reach out to me. I'd be happy to help Roseanne anything that you want to add, [00:28:00] and I'm not fishing for anything. I

[00:28:02] Roseann DeTomasso: had fun today. I appreciate you allowing me to be

[00:28:04] Jason Fuchs: here too.

[00:28:05] It's our pleasure again. Thank you so much for being here. Thanks for having me now. Again, what is the best way for people to contact

[00:28:11] Roseann DeTomasso: you? Send me an email. Hardy Thomas. At Perfect.

[00:28:17] Jason Fuchs: Thank you so much. Thanks. And to all of our listeners, thank you for sticking around. I appreciate all of you make it a great day and we'll see you in another three weeks for a new episode of dead sense.

[00:28:28] Now the part we all love the disclosures, securities and investment advisory services offered through FSC securities corporation member FINRA SIPC FSC is separately owned and other entities in our marketing names, products or services referenced here are independent of FSC.

[00:28:47] This show is not meant to provide legal or tax advice, nor is it a recommended. For any specific investment. Jason Fuchs, Roseanne Tommaso Sage path and FSC are unaffiliated. This episode is sponsored by [00:29:00] Dunham and associates investment council, Inc. Like a traditional IRA withdrawals from a SEP IRA or simple IRA or 401k are taxes, ordinary income.

[00:29:08] And if taken before age 59 and a half may be subject to a 10% income tax plan. Under the secure act. In most circumstances, once you reach age 72, you must begin taking required minimum distributions. Thank you. Take care.