Blog
What’s on your mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along!
Are You Getting the Most Out of Giving?
Making charitable contributions is a great way to help people in need while maximizing tax benefits, creating a win-win. Donations to qualified 501(c)(3) organizations can shrink taxable income, saving hard-earned cash. Here are...
Read MoreA Thanksgiving Message
As we give thanks this holiday season, we wanted to send a note letting you know how truly grateful we are for you, your loyalty, and the relationship we’ve built together. We deeply appreciate the trust you have placed in us to...
Read MoreA Heartfelt Thank You to Our Vets!
On Veterans Day, we honored military personnel who have served (or are serving) our great country. We see and feel the appreciation as a nation through traditional celebrations, ceremonies, and parades.We wanted to take a moment to...
Read MoreDaylight Savings – Tips to Spring Forward
The time is here again! Twice a year, we adjust our clocks and disrupt sleeping patterns, work schedules, and the balance of our day. Even though it’s only an hour, springing forward for Daylight Saving Time each March is always...
Read MoreThe Creepy Roots of Halloween and Its Traditions!
As we head into Halloween season, we thought it would be fun to share a bit of history behind some of the rituals we know today. Ever wonder where the traditions came from for Jack-o-Lanterns, trick-or-treating, and everything...
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Ready for Medicare Open Enrollment?
Medicare’s annual open enrollment period begins October 15 and ends December 7. During this time, current Medicare beneficiaries have the option to adjust their coverage for the coming year. Any changes to your plan will go into...
Read MoreTailgating: Keeping it cool on ice
It may seem silly, but there’s an art and a science involved in packing a cooler to keep it cold inside. To keep your food safe and your guests happy, here are some tailgating tricks and tips for the cooler:Keep two (or even...
Read MoreWomen Should Know These 7 Things About Social Security
Did you know… You should start preparing a Social Security Strategy by age 55! Most people don’t even think about Social Security until they’re facing retirement, but it really pays to be informed. There are so many...
Read MoreOctober Is Breast Cancer Awareness Month
October brings to mind the beauty of the leaves changing colors and a time to enjoy the colder weather. But October also holds another meaning for millions of people: it’s Breast Cancer Awareness Month.Based on the numbers,...
Read MoreLife Lessons from the NFL
Fall is here, and it’s time once again for football! After a long off-season, it’s exciting to get back to live games! It’s also an opportunity to examine what the NFL can teach us about the importance of tenacity,...
Read More5 Types of Insurance Your College Student May Need
If you have teenagers, you’re likely very in touch with the adage, “One day you’re changing diapers, and the next you’re sending them off to college.” One of the results of that compressed passage of time...
Read MoreFarewell to Summer, Hello to Fall!
There are flowers enough in the summertime, More flowers than I can remember — But none with the purple, gold, and red That dye the flowers of September!—Mary Howitt (1799-1888)Summer may feel like it’s in...
Read MoreSeptember Is National Life Insurance Awareness Month
It’s time for your life insurance checkup.September is National Life Insurance Awareness Month, so it’s a great time to review your coverage.1If you don’t have any life insurance, you’re not alone. Life...
Read MoreShould You Use Your Retirement to Pay for College?
Educational attainment is a bedrock of the American Dream. We all want our kids to do better than us, and we’ll do anything to help them achieve that! There are dreams, and then there’s reality: college costs have exploded...
Read More4 Ideas for Back-to-School Savings
As summer comes to an end and the excitement of a new school year begins, most parents dread the price tag associated with back-to-school shopping. And we don’t blame them! The amount of necessary supplies has climbed to new...
Read MoreFinancial Planning Tips for Single Parents
Nowadays, it’s pretty difficult to define what a “traditional” family unit looks like – they literally come in all shapes and sizes. For decades the number of single-parent households has been rising worldwide,...
Read More5 Reasons Why Women Need to Invest
Despite progress toward financial planning and saving, women often face challenges regarding their financial security. These challenges can include more time away from the workforce (often caring for children or for parents), the...
Read MoreThings to Do (and Taste!) in August
Holy cow, it’s August already? Believe it or not, summer will be winding down, the days will start getting shorter, and if you really want to compress time and space… Christmas is only four months away! But let’s not...
Read MoreNot all Debt is Created Equal
When I meet with clients to determine the most efficient ways to maximize retirement savings, it’s not unusual for me to come across debt in their portfolio. This always prompts the million dollar question, “Is it better to...
Read MoreThe Dog Days of Summer Are Here!
Grab a lemonade and find a shady spot… we’re entering the dog days of summer! Any idea where that phrase comes from? Some say it’s because these hot, sultry days “aren’t fit for a dog,” but in fact...
Read MoreStudy: Hobbies Keep You Sharp
Did you know that hobbies can help you live a longer and more fulfilled life? Many scientific studies have found that having a hobby can improve your physical and mental health, keep you sharp on the job, and help your relationships....
Read MoreCelebrate our nation's great history
Land of the Free, Home of the Brave. Happy Independence Day!
Read MoreSummer BBQ Recipes
Summer is here and that means it’s time to fire up the grill!! There’s just something about that smoky, charred flavor you get from a grill. Turns out, it’s got a name! It’s called the Maillard Reaction, and...
Read MoreWhat is a Backdoor Roth IRA Conversion?
Like it or not, taxes are a way of life. They fund great things like roads, libraries and parks, but nobody wants to pay more than they absolutely have to. We often get questions like, “How can I balance my tax obligations with...
Read MoreDo Our Biases Affect Our Financial Choices?
INVESTMENT READ TIME: 3 MINDo Our Biases Affect Our Financial Choices?Investors are routinely warned about allowing their emotions to influence their decisions. However, they are not often cautioned about their preconceptions and...
Read MoreFather’s Day is June 19th!
It’s hard to believe we’re nearly half-way through 2022! As kids and grandkids finish the school year, it’s surprising how the days seem to get busier in addition to getting longer. As the summer rolls in, so do...
Read MorePrepare for National Safety Month
Every year in June, National Safety Month focuses on reducing causes of injury and death in the workplace, on the road, at home, and in our communities by making safety a priority. It’s a great time to intentionally focus on...
Read MoreDAD CENTS PODCAST TRANSCRIPT: Received a Bonus? Don’t Spend it! Do This Instead...
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Will the Grinch Steal Christmas?
The start of the holiday shopping season can provide important clues about the economy's state and, more importantly, overall consumer confidence. So far, the results have been a “mixed bag” with empty malls and busy...
Read MoreThanksgiving greetings to you and yours
It's not about what's on the table,but who's in the seats surrounding it.Happy Thanksgiving.
Read MoreDAD CENTS PODCAST TRANSCRIPT: Are You a Vet? Or, Are You Concerned About Medicare?
17 Teddy Colegate [00:00:00] Jason Fuchs: Greetings everyone. If you're new here, I'm Jason Fuchs, married to Amber's father to a two year old girl Juul. I'm also the managing director of Sage path, financial advisors, ladies and...
Read MoreOpen Enrollment for the Affordable Care Act Health Insurance Marketplace
As a reminder, the 2021 Open Enrollment Period for the Affordable Care Act (ACA) Health Insurance Marketplace is November 1 through December 15, 2020. Anyone looking to enroll, re-enroll or opt of out of private health, vision and...
Read MoreGridlock in the Supply Chain
While the world has begun to recover from the economic disruption of the COVID-19 pandemic, the delayed reaction has been felt in the supply chain. Industrial shutdowns around the world slowed production to a relative crawl, leaving...
Read MoreGiving Thanks to You!
November is when Americans take time to pause, reflect, and give thanks for our blessings. On November 11, 1918, the fighting in World War I ceased on the 11th hour, of the 11th day, of the 11th month of the year. Since 1954, November...
Read MoreDAD CENTS PODCAST TRANSCRIPT: Prepare for a Brutal Holiday Season & a Volatile Stock Market
Announcer 0:02 Welcome to Dad cents a podcast for folks looking to grow their financial future. This podcast is hosted by Jason Fuchs, a dad, a husband and Managing Director of sage path financial advisors. Jason's goal is to help you...
Read MoreStay Safe for Halloween!
With the celebration of Halloween comes the reality that the kids in your life will be wearing costumes, navigating dark, busy streets and popping in-and-out of strangers’ front stoops.In preparation for the big night, we...
Read MoreShould You Work After Retiring?
65 is the new 55!Advances in medicine, technology and nutrition have added nearly 10 years to American life expectancy over the past few decades. While formal “retirement age” hasn’t changed much, expectations around...
Read MoreOctober Is Breast Cancer Awareness Month
October brings to mind the beauty of the leaves changing colors and a time to enjoy the colder weather. But October also holds another meaning for millions of people: it’s Breast Cancer Awareness Month.Based on the numbers,...
Read MoreDAD CENTS PODCAST TRANSCRIPT: How to Start a Podcast + Tax-Free Retirement Withdrawals
Announcer 0:02 Welcome to dad cents a podcast for folks looking to grow their financial future. This podcast is hosted by Jason Fuchs, a dad, a husband and managing director of sage path financial advisors. Jason's goal is to help you...
Read MoreCan You Wait to Take Social Security?
On Aug. 14, 1935, President Franklin D. Roosevelt signed the Social Security Act to help fight unemployment and guarantee income for retirees. While Roosevelt acknowledged the limitations of the act, saying, “We can never insure...
Read MoreDon't Let Tax Deadlines Spook You
Autumn is here with its stunning scenery, lower temperatures and promise of the holidays, so bring on the candy and creative Halloween costumes! Don’t forget that the deadline to file your 2020 Form 1040 is October 15, 2021. The...
Read MoreTailgating: Game day eats!
Tailgating is a uniquely American pastime. It’s a great combo: grilled food, cold drinks, friends, fans and your favorite team, all rolled up into one awesome day. If you’ve never had a tailgate party (or even if you have)...
Read MoreDAD CENTS PODCAST TRANSCRIPT: Ways to Become a Pickleball Master
Note: The following is a transcript. It hasn't been edited for spelling and/or accuracy. Please reach out to us via email if you'd like a more accurate copy. Thanks for reading! SPEAKERS Jason Fuchs and Roseann DeTomasso [00:00:00]...
Read MoreFootball Is Back
Football is back, which means Summer is coming to a close, days will get shorter, and sweaters will soon be in play.This year, there was no pre-season, so professional football started in September, which coincidentally, is a...
Read MoreLife Happens; Be Prepared
One minute you’re tooling down the sidewalk as you scroll through your phone looking for that important text message from yesterday… the next minute, WHAM! You’re broadsided as you absentmindedly step off the curb...
Read MoreCashflow for the Kiddos!
We always hope our clients feel confident discussing money with their families. The truth is, talking about money can be uncomfortable! Where do you begin? What’s the right age? The good news is, it’s never too early to...
Read MoreDAD CENTS PODCAST TRANSCRIPT: How to Protect Your Assets - the Easy Way
Note: The following is a transcript. It hasn't been edited for spelling and/or accuracy. Please reach out to us via email if you'd like a more accurate copy. Thanks for reading! SPEAKERS Jason Fuchs and Eugene Troy. Jason Fuchs 00:00...
Read MoreQuestions to Ask Yourself Before a Big Purchase
At some point in life, you’ll be in the market to buy something that costs big bucks. No matter the purchase, sometimes the decision can be hard to make. Here are three things you should ask yourself before you spend your...
Read MoreShould You Use Your Retirement to Pay for College?
Educational attainment is a bedrock of the American Dream. We all want our kids to do better than us, and we’ll do anything to help them achieve that! There are dreams, and then there’s reality: college costs have exploded...
Read MoreYour Homework is Late!
Isn’t it the worst when you wake up after you’ve hit the snooze button? Just a few more minutes! If your child is approaching college and you're behind on education savings, it can feel like hitting the snooze button...
Read MoreTime-Saving Tips for School Mornings
If you have school-age children, you’re intimately familiar with the often-hectic morning routines that make launching a rocket into space look easy. And, the longer the morning routine, the greater the likelihood of running...
Read More4 Ideas for Back-to-School Savings
As summer comes to an end and the excitement of a new school year begins, most parents dread the price tag associated with back-to-school shopping. And we don’t blame them! The amount of necessary supplies has climbed to new...
Read MoreA Different Type of Inflation – One You Can Control
An important factor I take into consideration when working with clients to determine their retirement goals is the cost of inflation. It may be a hard number to pinpoint exactly, yet ignoring inflation poses a great risk to financial...
Read MoreDad Cents Podcast Transcript: The Mysteries of Travel Unlocked
Note: The following is a transcript. It hasn't been edited for spelling and/or accuracy. Please reach out to us via email if you'd like a more accurate copy. Thanks for reading!
Read MoreLife Events that Impact your Financial Plan in a Big Way!
When you have a major life event such as getting married, having a child, or buying a home, your financial situation and priorities may change. As your life changes, your financial decisions must stay in line with your goals, values,...
Read MoreNot all Debt is Created Equal
When meeting with clients to determine the most efficient ways to maximize retirement savings, it’s not unusual for me to come across debt in a portfolio which prompts the million dollar client question, “Is it better to...
Read MoreA Note About Inflation
As the economy continues to recover from the effects of the pandemic over the past year, you may have noticed the term ‘inflation’ coming up in the news. But don’t let it scare you! The fact is, some inflation is...
Read MoreDad Cents Podcast Transcript: How to Make Money While Going Green
Note: The following is a transcript. It hasn't been edited for spelling and/or accuracy. Please reach out to us via email if you'd like a more accurate copy. Thanks for reading! SPEAKERS Announcer, Jason Fuchs, Nicole de Venoge...
Read MoreIt’s the Perfect Time…
Summer brings the perfect time for BBQs with friends, fun in the sun, and making memories at the beach or pool. With the first half of the year in the rearview mirror, summer also gives us a chance to perform a mid-year assessment on...
Read MoreRecovering from COVID
With COVID, there were some who believed that progress on this health issue was a necessary precondition to economic recovery.In recent weeks, we have seen some promising trends emerge on the health front. The CDC is reporting the...
Read MoreDon’t Let a Loved One Become a Statistic
Every year in June, National Safety Month focuses on reducing causes of injury and death in the workplace, on the road, at home, and in our communities by making safety a priority. It’s an intentional time to identify and...
Read MoreDad Cents Podcast Transcript: 5 Ways to Reduce Your Business Expenses Today
Note: The following has not been updated for accuracy and/or grammar. Announcer 0:02 Welcome to dad cents a podcast for folks looking to grow their financial future. This podcast is hosted by Jason Fuchs, a dad, a husband and managing...
Read MoreAvoid Becoming the Bank of Mom and Dad
You spend your whole life raising your children to be self-sufficient. You give them your time, your love, and your money to set them up for success. So, what do you do when your now-adult-child asks for financial aid?As more baby...
Read MoreInvesting with Your Heart
Some individuals believe that return on investment shouldn’t be the only criterion for how they invest their money. For them, the social impact of investing is just as important – perhaps more important. The history of...
Read MoreOur Managing Director Featured on NBC/ABC First Coast News
The COVID Comeback: How to recover your finances after the pandemic Whether you lost your job or have sky-high medical bills, many are asking the question, “How do I come back from this?” Josslyn Howard, with First Coast...
Read MoreHow Much Should I Put into an Emergency Fund?
Everyone needs an emergency fund. You should have this cushion in place before you buy a new car, pay for a vacation, or anything else fun and entertaining. In the next two minutes, I will tell you how much you should be keeping in...
Read MoreTranscript from Dad Cents podcast Episode 8
Please note: the following transcript has not been edited for accuracy and proper grammar. If you'd like a more formal copy, please reach out to us. We'd be happy to help! Announcer 0:02 Welcome to dad cents a podcast for folks looking...
Read MoreTranscript from Dad Cents Podcast Episode 7
Please note: the following transcript has not been edited for accuracy and proper grammar. If you'd like a more formal copy, please reach out to us. We'd be happy to help! Announcer 0:02 Welcome to dad cents a podcast for folks looking...
Read MoreSteps To Avoid Credit Fraud Against Children
We know how devastating being the victim of fraud can be. When it comes to protecting credit, most people only consider taking precautions for adults. But many victims of identity theft crimes are children. Why? Their credit typically...
Read MoreStoring Your 4 Most Important Personal Documents
There are a few important documents that are imperative to know where they are at all times and ensure they are protected from theft and in case of emergency. Often times, these documents can be difficult to find when needed most, so...
Read MoreYou're getting divorced. Now what?
Divorce is an ending, and endings aren’t easy. There’s a lot of emotion involved: sadness, confusion, fear of the future, and maybe anger, to name just a few. It’s understandable if you want to sit on the sofa...
Read MoreMedicare and Cancer Care
While we all hope its something that will never affect us personally, cancer is a worry to all who are impacted by it. Along with the anguish of being diagnosed with cancer, many patients are also hit with major medical bills for...
Read MoreBe Happy Now: Live Like You're Already Retired!
The following is the text transcript from Dad Cents Season 2 Episode 7. It has not been edited. Enjoy! Announcer 0:02 Welcome to dad cents a podcast for folks looking to grow their financial future. This podcast is hosted by Jason...
Read MoreRemembering Passwords
In a world where everything financial seems to be connected to an online account, it’s incredibly important to have good passwords to keep everything safe and secure. Yet a common complaint from clients is that it’s hard...
Read MoreCreating Your Family Legacy
While creating an estate plan is a common part of a financial plan, creating a family legacy is equally as important when thinking about how you want the wealth you’ve built to be distributed. In addition to including your...
Read MoreWhy would someone hire a Financial Advisor?
What if you were going on a trip and you were offered the opportunity to fly on one of two jet airplanes?The first is piloted by an experienced pilot who is being paid to pilot, the second has no pilot but you are allowed to flight...
Read MoreDon’t Let Unexpected Expenses Derail Your Retirement
While it’s natural to look ahead to a leisurely retirement, it’s prudent to prepare for expenses that catch many retirees by surprise. In a recent survey, nearly one-third of retirees reported they faced at least four...
Read MoreTranscript from Dad Cents Episode 6
Note: this has not been edited and/or properly formatted. Announcer 0:02 Welcome to dad cents a podcast for folks looking to grow their financial future. This podcast is hosted by Jason Fuchs, a dad, a husband and managing director of...
Read MoreHaven’t Filed Your Taxes Yet? Don’t Worry!
Preparing your taxes can be a real drag. It can feel like tax day looms over your spring! Well, fear not: the IRS has given you another month to file your taxes!The Treasury Department and Internal Revenue Service has announced that...
Read MoreWEBINAR REPLAY: 5 Investment Themes Business Owners Can’t Miss in 2021
Today's markets offer many opportunities for long-term investors. However, business owners need to be able to separate the news from the noise. We will cover 5 themes you should be aware of that could influence investment choices and...
Read MoreCashflow for the Kiddos!
We always hope our clients feel confident discussing money with their families. The truth is, talking about money can be uncomfortable! Where do you begin? What’s the right age? The good news is, it’s never too early to...
Read MoreThe Shadow of Inflation
I’m sure you’ve heard that the House recently passed the Senate another round of stimulus to try and counteract the economic effects of the COVID-19 pandemic. The new stimulus package could narrow income eligibility to...
Read MoreMedicare 101: Understanding the Basics
One of the biggest decisions to make in retirement is ensuring you have the health care coverage you need, when you need it. Medicare can be a complicated program to navigate and as you approach the time in which you can begin...
Read MoreBarbacoa Taco Recipe from Dad Cents podcast Season 2 Episode 4
Again, I’m pulling inspiration from my friends at Meat Church BBQ. Some of the best tacos I’ve had were out of food trucks in the DC area. One of my favorites is Barbacoa, and any time I’m in love with something food...
Read MoreIncome Tax Checklist to Stay on Track
Tax time is upon us and that means gathering all of your documents needed and getting them in one place to make filing your taxes as easy as possible. We thought it would be helpful to send along this handy checklist to help with that...
Read MoreWhen was the last time you updated your beneficiaries?
Insurance: we all hope to not need it, but wouldn’t want to be without it when we do. Car insurance, health insurance, life insurance, home insurance… you and your spouse probably have most – if not all –...
Read MoreRetirement Questions Government Employees Should be Asking Transcript
This is a transcript from Dad Cents podcast Season 2, Episode 3. I hope you enjoy! Announcer 0:02 Welcome to dad cents a podcast for folks looking to grow their financial future. This podcast is hosted by Jason Fuchs, a dad, a husband...
Read MoreWhy You Should Set Up Your Online Social Security Account
For many of us, Social Security plays an important part in our financial plans for retirement or later stage of life. Even if you’re years away from applying for benefits, there are good reasons to set up your online Social...
Read MoreProtecting an Aging Parent From Fraud
When you were young, your parent most likely warned you not to trust strangers. As your parent grows older, it’s time to return the favor. Seniors are frequent targets for financial scams, many have considerable assets and...
Read MoreMonkey Bread Dad Cents Season 2 Episode 2
I've always been a fan of monkey bread and matter of fact, back in my high school and college days, mom used to cook it on special occasions. I love you mom and nothing against you, I don't think it was homemade, though! Kidding aside...
Read More2021 Tips for Cyber Security
As we’ve seen, data breaches, such as the Russian-based SolarWinds attack that was announced late last year, can have major impact on online security. In light of these recent data breaches, we wanted to send along some tips to...
Read MoreSmart Things to Do with a Year-End Bonus
If you are anticipating an annual bonus this year, it’s wise to come up with a thoughtful plan for the extra cash before it comes so you can get the most benefit from it. If you need more time to consider your options, deposit...
Read MoreDad Cents Season 1, Episode 1: Estate Planning Mistakes to Avoid - TRANSCRIPT
Jason Fuchs 0:00 Often clients, they can become uneasy when the discussion of an estate plan comes up thoughts that estate plans are too expensive to create, or that you only need one if you're a millionaire, couldn't be further from...
Read MoreBlue Crab Beignets Recipe from Dad Cents Season 2 Episode 1
Be sure to use the best and freshest crabmeat you can get your hands on. This makes all the difference in these lightly battered and totally addictive fritters - trust me! Makes 12 Servings Ingredients CRAB MIXTURE 1/2 small shallot,...
Read MoreCOVID-19 Stimulus Package
Recently, the U.S. Senate and House of Representatives overwhelmingly passed a $900 billion COVID-19 relief bill that provides greater unemployment benefits and additional stimulus payments to individuals and families, as well as more...
Read MoreHappy Holidays Dad Cents Episode 20 Text Transcript
I wanted to take a moment and wish all of you a happy and healthy holiday celebration. Take a break and chill because this is the time of year to rejoice, celebrate, and feel rewarded. No matter how distant our loved ones may be this...
Read MoreHow COVID-19 Has Changed Consumer Behavior and the Future of Retail
U.S. retail sales suffered in the spring of 2020 due to safety concerns, government-mandated lockdowns, and economic uncertainty wrought by the coronavirus pandemic. Sales — including purchases at stores, restaurants, and online...
Read More2020 Year-End Tax Tips
Click Here to Download 2020 Year End Tax Tips
Read MoreCharitable Deduction
What is the charitable deduction? The charitable deduction allows you to deduct the value of property you give to charity from your estate and may reduce any federal gift and estate tax that may be owed. Charitable gifting allows you...
Read MoreKitchen Sink Cookie Recipe from Dad Cents Episode 19
I obtained this recipe through a book I purchased for my bride Amber. The book is called Sally's cookie addiction written by Sally McKenney. Have you ever heard of kitchen sink cookies? They're basically a cookie with everything but...
Read MoreCharitable Giving
Click Here to Download a Guide to Charitable Giving
Read MoreComprehensive Key Numbers 2021
Click Here to Download Comprehensive Key Numbers
Read MoreThe Jobs Recovery: More Work to Be Done
In April 2020, the U.S. economy lost an astonishing 20.8 million jobs, by far the largest loss recorded in a single month dating back to 1939. To put this in perspective, the second largest monthly job loss was about 2 million in...
Read MoreDetox Soup, Let's Recover from Thanksgiving
I obtained this recipe through a Facebook group I'm a part of. The group is called Jacksonville Foodies and full of wonderful people with great ideas for all kinds of recipes. Kavitha Penta was kind enough to share a great recipe with...
Read MoreA Thanksgiving Message of Gratitude
The past 9 months have forced all of us into circumstances and situations that we’re unable to control. I realized months ago that dwelling on the negative was having an adverse impact on my mood. With great consciousness, I...
Read MoreWhat Will You Pay for Medicare in 2021?
Medicare premiums, deductibles, and coinsurance amounts change annually. Here's a look at some of the costs that will apply in 2021 if you're enrolled in Original Medicare Part A and Part B. Medicare Part B premiums According to the...
Read MoreMaple Smoked Thanksgiving Turkey
I obtained this recipe through Pit Boss Grills. This Smoked Thanksgiving Turkey recipe combines hickory and maple flavors that are a perfect fit for the Fall feast. Serve with pumpkin pie and sweet potatoes. INGREDIENTS 1 Cup butter,...
Read MoreNew College Cost Data for 2020-2021 School Year
Every year, the College Board releases updated college cost data and trends in its annual report. Although costs can vary significantly depending on region of the country and college, the College Board publishes average cost figures,...
Read Moreyear end tax planning
As the end of the year approaches, it's time to consider strategies that could help you reduce your tax bill. But most tax tips, suggestions, and strategies are of little practical help without a good understanding of your current tax...
Read MoreIRA and Retirement Plan Limits for 2021
Many IRA and retirement plan limits are indexed for inflation each year. While some of the limits remain unchanged for 2021, other key numbers have increased. IRA contribution limits The maximum amount you can contribute to a...
Read MoreMalloreddus (gnochetti Sardi) with sausage and fennel ragù
I obtained this recipe through a family friend, a gentleman who is from the town of Sardinia, a large Italian island in the Mediterranean Sea. This malloreddus recipe is served with sausage and fennel ragù – the perfect...
Read MoreThe Value of Income Planning Webinar
To the average person, preparing for a comfortable retirement can seem as intimidating as scaling a mountain. But you may apply certain strategies and techniques to reach the summit, climbing down will require a different method. The...
Read MoreThe World Doesn't Stop Based on the Election Outcome
Many investors are concerned about the election, and if their guy doesn’t get in, they want to pull out of the stock market. Take a look at the chart below. The world does not stop based on the outcome!
Read MoreSimple Pulled Pork Recipe from Dad Cents Episode 15: Preparing for Healthcare Costs in Retirement
I found this recipe on Hey Grill Hey. Great name for a website! Most smoked pork butt recipes call for a bone-in pork shoulder, sometimes also labeled a Boston butt roast or a pork butt. All of these labels are for the exact same cut...
Read MoreGuest Appearance on CAS Podcast
On October 6th, I was featured in a podcast called Custom Apparel Startups, where I answered a number of financial-related questions for small businesses and entrepreneurs. I hope you enjoy it!
Read MoreElection 2020: Political Uncertainty Creates Potential for Market Swings
There are clear differences between President Donald Trump and Former Vice President Joe Biden (and the political parties they represent) when it comes to tax policies, spending priorities, and overall economic strategies. For this...
Read MoreMedicare Open Enrollment for 2021 Begins October 15
The annual Medicare Open Enrollment Period is the time during which Medicare beneficiaries can make new choices and pick plans that work best for them. Each year, Medicare plan costs and coverage typically change. In addition, your...
Read MoreFAFSA for 2021-2022 Academic Year Opens on October 1
The FAFSA (Free Application for Federal Student Aid) for the 2021-2022 year opens on October 1, 2020. The FAFSA is a prerequisite for federal student loans, grants, and work-study. In addition, colleges typically require the FAFSA...
Read MorePork Chop recipe from Dad Cents Episode 14: How to Invest During an Election
I found this recipe on Dinner at the Zoo. Love the name! These grilled pork chops are soaked in a flavorful marinade, then cooked to golden brown perfection. A quick and easy recipe that’s perfect for any BBQ or summer gathering!...
Read More5 Retirement Mistakes Business Owners Make and How to Avoid Them
Click Here to Download 5 Retirement Mistakes Business Owners Make
Read MoreChili Recipe from Dad Cents Episode 13: How to Protect Yourself From Identity Theft
This recipe was passed down from my brother Mike, and you can find it on allrecipes.com. You can substitute additional diced tomatoes for the tomatillos. If you would like the soup to be spicier, you can add some red chili flakes or...
Read MoreStudent Loan Relief Extended Through End of Year
In March 2020, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act, which provided a six-month automatic payment suspension on federal student loans through September 30, 2020. In August, the president signed...
Read More6 Steps to Protecting Your Wealth During Divorce
A divorce is one of the most difficult transitions you can go through. When you add uncertainty about money, that transition can get even more stressful. Here are six steps to help keep your finances intact during—and...
Read MoreUnderstanding Retirement Income Tax
Click Here to Read the Article
Read MoreRed, White, and Blue Layered Flag Cake
Sometimes I feel like there are occasions where a store-bought dessert just won't cut it, and I need to bring a dessert that is showstopping! This recipe will really wow your friends and family! Don’t be intimidated by the layers...
Read MoreMake Ahead Breakfast Sliders From Dad Cents Podcast Episode 12
This recipe was shared in our Dad Cents podcast, Episode Are You Ready to Retire? I'll Bring the LattesClick Here to Listen to the Episode Baked in a casserole, these sliders are made with hawaiian rolls, scrambled eggs, bacon, and...
Read MoreHow to Protect Yourself From Identity Theft
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Read MoreHomemade Ice Cream Recipes from Dad Cents Podcast
This recipe was shared in our Dad Cents podcast, Episode 11: The Value of Rebalancing Your Investments ... YOLOClick Here to Listen to the Episode Jason is including two recipes, and if you'd like more, please call or email. Note:...
Read MoreBusiness Owner? Consider These Coronavirus Relief Measures
In March 2020, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act, which included several provisions designed to help retirement savers cope with the financial fallout from the pandemic. Among these...
Read MoreHomeschooling Tips for Distance Learning
A new back-to-school season is upon us but this year, the uncertainty of COVID-19 means 2020 is anything but typical. For much of the country, “back-to-school” is looking more and more like...
Read MoreLow FODMAP Taco Sloppy Joes + Homemade Taco Seasoning
This recipe was shared in our Dad Cents podcast, Episode 10Click Here to Listen to the Episode Jason pulled this from Fody: https://www.fodyfoods.com/blogs/low-fodmap-recipes/fody-taco-sloppy-joes INGREDIENTS 1 tablespoon Fody Low...
Read MoreHow to Bring Your Portfolio Back In Line With Your Goals
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Read MoreIs Your Business Protected If Disaster Strikes?
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Read MoreSkinny Slow Cooker Pork Carnitas
This recipe was shared in our Dad Cents podcast, Episode 9Click Here to Listen to the Episode I pulled this from 365daysofcrockpot.com INGREDIENTS 1 large onion 3 1/2 lbs pork loin 6 peeled garlic cloves 1 jalapeno 1 tsp kosher salt...
Read MoreWhat Differentiates Me From Other Financial Advisors?
You’ll never have a problem finding a financial advisor. Like looking for the right toothpaste, the challenge is deciding what kind of advisor to work with. If you’re like me, you’ve probably stood in the grocery...
Read MoreIRS Outlines Changes to Health-Care Spending Rules Under CARES Act
The amended rules under the Coronavirus Aid, Relief, and Economic Security (CARES) Act provide flexibility for health-care spending related to the ongoing COVID-19 pandemic.1 High-deductible health plans cover telehealth services Under...
Read MoreLemon Butter Scallops Recipe: Dad Cents Podcast Episode 8
This recipe was shared in our Dad Cents podcast, Episode 8Click Here to Listen to the Episode I pulled this from the web years ago and have "perfected" it over the years. INGREDIENTS Scallops (1 pound) Unsalted butter (1 Tbsp) Salt and...
Read MoreSocial Security and Medicare Face Financial Challenges
Most Americans will eventually receive Social Security and Medicare benefits. Each year, the Trustees of the Social Security and Medicare Trust Funds release lengthy reports to Congress that assess the health of these important...
Read MoreInterest Rates on Federal Student Loans Decrease to Record Lows for 2020-2021
For the second year in a row, interest rates on federal student loans will decrease for the 2020-2021 academic year. This year's decrease brings rates to record lows. The rates apply to new federal student loans made on or after July 1...
Read MoreGourmet Salmon Recipe in Under 15 Minutes
This recipe was obtained through the drop app (iOS) INGREDIENTS Salmon (size doesn't matter - get what you like) Dill (1 tsp chopped) Salt (about 1/2 tsp) Black pepper (about 1/4 tsp) Fresh lemon (1) INSTRUCTIONS Grab your Instapot!...
Read MorePerhaps the Best Sleep Comes from What is Keeping You Awake White Paper
“Should I Stay or Should I Go?” This was the title of the 1982 hit by the band The Clash. It is rumored that British musician, Mick Jones, who was one of the Clash’s vocalists and songwriters, wrote this song to...
Read MoreFall Off the Bone Rib Recipe from Dad Cents Episode 5
RIBS-PORK SPARE/ST.LOUIS/ANY PORK RIBSINGREDIENTSRack of ribs...or 2....(pork)FoilApple juice or concentrate apple juice or apple cider vinegar for your sprayBBQ sauce of choice for your slatherCoarse pepperKosher saltPaprikaOlive...
Read MoreThink Twice Before Speculating on a COVID-19 Cure
As hundreds of companies race to develop vaccines and drug therapies that could help end the COVID-19 pandemic, news reports on successful or failed trials affect individual stock prices and can trigger swings in the broader market.1...
Read MoreChoosing a 529 Savings Plan
May 29 is nationally recognized by the college savings industry as 529 Plan Day, a day to highlight these tax-advantaged education savings accounts. With so many 529 savings plans to choose from, it's important to ask a lot of...
Read MoreMiscalculating Risk: Confusing Scary With Dangerous
The coronavirus kills, everyone knows it. But this isn't the first deadly virus the world has seen, so what happened? Why did we react the way we did? One answer is that this is the first social media pandemic. News and narratives...
Read MoreRetiree Confidence Drops in 2020, As Some Workers Worry
The Retirement Confidence Survey conducted each year by the Employee Benefit Research Institute (EBRI) took a slightly different tack in 2020. After completing its initial outreach in January — the 30th in its annual series...
Read MoreCoronavirus Affects Federal, State, and Local Deadlines
Federal, state, and local governments have extended a number of deadlines amid the coronavirus pandemic. Here are just a few of the deadlines that have been affected. Federal and state income taxes The IRS has postponed the due date...
Read MoreToo Much Oil with Nowhere to Go
On April 20, 2020, the price of a futures contract for West Texas Intermediate crude — the benchmark for U.S. oil prices — fell below zero for the first time in history, dropping more than 306% in trading on the New York...
Read MoreCoping with Market Volatility: Be Sure to Use Appropriate Benchmarks
Do you find yourself glued to the daily news reports on market movements wondering about your own savings and investments? Before you make any hasty decisions, be sure you understand how these reports relate — or don't relate...
Read MoreRecipes From Dad Cents Episode 4
Whole30 + Keto Salmon Cakes with Lemon Dill Aioli This recipe is from James McDonald, my guest on Episode 4 of Dad Cents podcast: https://www.sagepathfa.com/dadcents. James and his wife pulled this recipe from Tastes Lovely:...
Read MoreCoping with Market Volatility: Understand How Your Biases Can Affect Investment Decisions
When it comes to your finances, "go with your gut" might not be the wisest adage to follow. In fact, it may work against you, particularly in periods of market turbulence. Before jumping to conclusions about your finances, consider...
Read MoreMarket Month: April 2020
The Markets (as of market close April 30, 2020) April began on a sour note for stocks as each of the indexes listed here lost value. Economic reports reflected the negative impact of the COVID-19 pandemic. There were more than 700,000...
Read MoreThe Action In The Stock Market Has Been Fast And Furious
This chart is daunting at first, but stay with me! I think it really puts the performance of the stock market over the past few months in perspective. It features the total return performance figures for the S&P 500 Index and its 11...
Read MoreCoping with Market Volatility: Be Willing to Take Advantage of Market Downturns
Anyone can look good during a bull market. Smart investors are prepared to weather the inevitable rough patches, and even the best aren't successful all the time. When the market goes off the tracks, knowing why you originally made a...
Read MoreWatch Out for Coronavirus Scams
Fraudsters and scam artists are always looking for new ways to prey on consumers. Now they are using the same tactics to take advantage of consumers' heightened financial and health concerns over the coronavirus pandemic. Federal,...
Read MoreCoping with Market Volatility: Cash Can Help Manage Your Mindset
Holding an appropriate amount of cash in a portfolio can be the financial equivalent of taking deep breaths to relax. It could enhance your ability to make thoughtful investment decisions instead of impulsive ones. Having a cash...
Read MoreNavigating the Corona Virus Crash - Exclusive White Paper
Click below to access a pdf copy of this exclusive White Paper. Please call or email with questions: 904-366-9388 | jfuchs@sagepathfa.com Thanks for reading!
Read MoreCARES Act: Retirement Plan Relief Provisions
The Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law on March 27, 2020. This $2 trillion emergency relief package represents a bipartisan effort to assist both individuals and businesses in the ongoing...
Read MoreCoping with Market Volatility: Could This Be a Chance to Rebalance at a Discount?
In a volatile market, it's easy to allow your emotions to influence your investment decisions. But if you can keep your cool while those around you are losing theirs, you may be able to take advantage of potential opportunities. One...
Read MoreGovernment Acts to Blunt Financial Impact of Global Pandemic
On March 11, the novel coronavirus (COVID-19) was officially declared a global pandemic by the World Health Organization, and two days later President Trump declared a national emergency.1 The unknowns surrounding a new virus make it...
Read MoreMarkets See the Light
Executive Summary Reports indicate that growth in new COVID-19 infections may be flattening in some of the hardest hit states and countries. Economic shutdowns, however, will continue as national and local governments seek to reduce...
Read MoreCoping with Market Volatility: Continuing to Invest May Help You Stay on Course
In the current market environment, the value of your holdings may be fluctuating widely — and it's natural to feel tentative about further investment. But regularly adding to an account that's designed for a long-term goal may...
Read MoreDo the Least Harm
Doctors think differently than economists. They put patients with a potential for brain damage in an artificial coma to stop swelling, and when it stops, they bring them out. This fits with the Hippocratic Oath all doctors take, which...
Read MoreQuarterly Market Review: January-March 2020
The Markets (first quarter through March 31, 2020) The world's economies and stock markets have been rocked by the spread of COVID-19. Investors' fears prompted a major sell-off in February and March, plunging stocks well below their...
Read MoreCARES Act Provides Relief to Individuals and Businesses
On Friday, March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law. This $2 trillion emergency relief package is intended to assist individuals and businesses during the ongoing coronavirus...
Read MoreChanging Jobs? Laid off? Multiple Retirement Accounts? Know Your 401(k) Options
If you've lost your job, or are changing jobs, you may be wondering what to do with your 401(k) plan account. It's important to understand your options. What will I be entitled to? If you leave your job (voluntarily or involuntarily),...
Read MoreCoping with Market Volatility: Avoid Rash Decisions
If you've been watching the market lately, perhaps the first question on your mind is, "Should I make a big change in my investments?" In reality, a volatile market isn't the best time to do a complete makeover of your portfolio,...
Read MoreFederal Student Loan Borrowers Get Some Relief Due to COVID-19
On March 20, 2020, the Department of Education announced terms for student loan relief for tens of millions of borrowers in response to COVID-19.1 Here are answers to some questions about the new rules. For more information and to...
Read MoreDue Date for Federal Income Tax Returns and Payments Postponed to July 15
Due to the coronavirus pandemic, the due date for filing federal income tax returns and making tax payments has been postponed by the IRS from Wednesday, April 15, 2020, to Wednesday, July 15, 2020. No interest, penalties, or additions...
Read MoreCut the Politicians' Pay
The government-mandated shutdown of business, and the massive drop in economic activity it is causing, may actually do more harm to the United States than the coronavirus itself. Early estimates suggest the U.S. economy will contract...
Read MoreBear Markets Come and Go
The longest bull market in history lasted almost 11 years before coronavirus fears and the realities of a seriously disrupted U.S. economy brought it to an end. If you are losing sleep over volatility driven by a cascade of...
Read MoreFour Tips for Working at Home
We know many of you are having to temporarily work from home during these uncertain times. Here are four tips for making the most of your work days. Stick to a Routine. Try to replicate your normal routine the best that you can, wake...
Read MoreThis Too Shall Pass
We are in the midst of a contraction. Data in the months ahead may get ugly. But this too shall pass. Check out this video to see what we mean!
Read MoreProtect Yourself, Prevent the Spread of COVID-19, Save Lives
There's no doubt that we're in unprecedented times. Schools, businesses, restaurants and more are closing around the world. In this video, I'll share 5 things you can do to protect yourself, help prevent the spread of COVID-19, and...
Read MoreFed Fires Bazooka at Coronavirus
Back in July 2008, then-Treasury Secretary Hank Paulson said he wanted a "bazooka" to deal with financial threats to Fannie Mae and Freddie Mac. Paulson wanted Congress to give him an unlimited credit line for these enterprises. This...
Read MoreS&P 500 Index Returns In U.S. Presidential Election Years
There are many factors that impact stock market returns, but one common concern of investors is how the stock market will be impacted by a change in America’s President. In past election years, the S&P 500 Index has seen more...
Read MoreA Coronavirus Recession?
No one knows with any real certainty how much, or for how long, the Coronavirus will impact the US economy. What we do know is that it will have an impact. And, after data releases of recent weeks, we also know that the US economy was...
Read MoreCoronavirus Concerns? Consider Past Health Crises
During the last week of February 2020, the S&P 500 lost 11.49% — the worst week for stocks since the 2008 financial crisis — only to jump by 4.6% on the first Monday in March. By all accounts, the drop was largely driven by...
Read MoreLosing Sleep?
Click below to access a pdf copy of this exclusive White Paper. Please call or email with questions. 904-366-9388 jfuchs@sagepathfa.com Thanks for reading!
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